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Full Spectrum of Mortgage Products


We offer a wide variety of competitive loan options tailored to meet the unique needs of your clients.

Conventional Mortgage

By highlighting the predictable monthly payments and the ability to lock in a favorable interest rate, you can help your clients make confident decisions about their long-term homeownership goals.

Jumbo Loans

Emphasize the flexibility of financing options for luxury properties that exceed conforming loan limits. Highlight your expertise in securing financing for prestigious homes and meeting the unique needs of affluent clients.

Reverse Mortgages

Highlight the financial flexibility and security these loans provide for homeowners aged 62 and older. Emphasize how reverse mortgages can help your clients access home equity and enhance their retirement lifestyle.

SNL Direct Portfolio Loan

Highlight the unique features, such as no income documentation requirements, eligibility for LLC closings, and competitive interest rates. Demonstrate how this loan product sets you apart from competitors and appeals to investors seeking financing solutions.

Down Payment Assistance Programs

Showcase your ability to navigate government and state housing agency programs, as well as private organization grants and loans. Position yourself as a valuable resource for clients seeking financial assistance to make homeownership a reality.

FHA Loans

Reach out to first-time homebuyers and clients with lower credit scores by highlighting the benefits of FHA loans. Emphasize the lower down payment requirements and more lenient credit guidelines, making homeownership more attainable for a wider range of clients.

VA Loans

Showcase the advantages of these loans, such as flexible credit requirements, zero or low down payment options, and the ability to finance up to 100% of the home’s value. Highlight how these loans honor and serve those who have served our country.

USDA Loans

Highlight the benefits of no down payment requirements and favorable interest rates, making homeownership more accessible for lower income and first-time homebuyers. Showcase your expertise in navigating the specific requirements of USDA loans.

Adjustable Rate Mortgage (ARM)

Present the advantages of adjustable rate mortgages as a flexible option for clients who prefer shorter-term commitments or anticipate declining interest rates. Highlight the lower initial interest rates and the potential for savings in the early stages of homeownership.

Non-QM Loan

Highlight the flexibility of limited documentation options and interest-only mortgages. Position yourself as a resource for entrepreneurs and self-employed clients seeking creative financing solutions.


Mortgage Products Exclusive to SNMC

SN Home

Our new and exclusive down payment assistance (DPA) program. Homebuyers can get up to 5% downpayment assistance with credit scores as low as 580.

SN Prime

Our exclusive in-house SNprime™ product is a game-changer for individuals with unique financial situations like those who are self-employed, grappling with high debt-to-income ratios, or credit challenges. SNprime™ provides an alternative financing path, offering flexible income verification options.

SN Close

SNclose help pave the way to affordable homeownership for everyone.

One-Time Close

One-time close simplifies construction financing. Borrowers can save time and paperwork by combining construction and permanent financing; Cut costs by avoiding double closing costs and fees; protect themselves from rising interests rates with an early rate lock; and work with one lender for seamless coordination.

Technology and Tools

We provide a suite of powerful tools to enhance your success in the mortgage industry.

Surefire CRM

Utilize our powerful CRM system to automate marketing

campaigns and stay connected with your clients.

SNapp Home App

Provide your clients with a user-friendly mobile app

for a seamless mortgage experience.

MBS Highway

Stay informed and make strategic decisions with access

to real-time market data and expert insights

MMI

Make smarter and more informed decisions when you tap into MMI’s industry-leading mortgage and real estate transaction data.

  • Marketing Content Library

  • Optimized LO Websites

  • Email Campaigns

  • Google Business

  • Facebook Business

  • Social Media

Benefits


At our company, we believe that the key to success lies in continuous training and development. We are committed to equipping our loan officers with the essential tools and ​resources they need to thrive in their communities. Our regular training initiatives, including Impact 24 and Core in 24, feature monthly webinars led by industry experts who cover ​a wide range of relevant topics, ensuring our team stays at the forefront of the mortgage industry.

Additionally, our partnership with Vykon Success Systems and the Certified ​Mortgage Advisor program provides personalized coaching and advanced qualifications that empower our loan officers to excel in their careers. Together, these initiatives create ​a robust support system that fosters professional growth, enhances skill sets, and ultimately drives success for both our team members and the clients they serve.

Medical HDHP

& PPO Plans

Short & Long Term

Disability

First Stop Health

Telemedicine

Life Accidental Death & ​Dismembership Insurance

Employee Assistance Program

Life Insurance

+ ID Theft

2024 Employee

Mortgage Discount

ASPCA

Pet Insurance

Growth, Together.

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